|
|
|
To know more about the product features? Please contact our nearest branches, our Takaful Financial Consultants or Customer Service at 1-300 8 TAKAFUL (825 2385).
|
|
Note: The information provided is for general information only and does not represent the takaful Certificate.
|
 Click here to download the brochures.
|
|
|
|
Takaful mySiswa
|
|
Nurture Your Future
|
|
Protect your children’s future with Takaful mySiswa, an alternative savings plan with Takaful protection. Takaful mySiswa allows you to decide on your child’s future. Whether it is for tertiary education or otherwise, it all begins with our flexible Takaful plans, at an affordable Contribution with both the savings and protection element.
|
|
What are the benefits provided?
|
|
Takaful mySiswa is designed to provide staggered annual educational payouts for your child’s tertiary education when your child is between 18-22 years old. However, you have the option to withdraw the savings in lump sum during that period.
|
|
In the event of Death or Total and Permanent Disability (TPD) of Participant, the following takaful benefit will be payable:
|
|
Coverage
|
Takaful Benefit
|
|
Death/Total & Permanent Disability (TPD)
|
250 x Monthly Contribution + Accumulated Savings
|
|
Accidental Death
|
200 x Monthly Contribution + Accumulated Savings
|
|
Accidental Permanent Disability
|
Disability Factor x 250 x Monthly Contribution
|
|
|
|
In the event of Death or Total and Permanent Disability (TPD) of Payor, the following takaful benefit will be payable:
|
|
Coverage
|
Takaful Benefit
|
|
Death
|
Funeral Expense + Waiver of Contribution
|
|
Total & Permanent Disability (TPD)
|
Waiver of Contribution
|
|
|
|
Savings Fund balance* will be on termination or maturity of the plan.
|
|
* Savings Fund balance is not guaranteed and is based on the actual performance of the fund.
|
|
Riders Attachable
|
|
You can participate in one or more of the following riders to enhance the coverage under this plan:
|
- Takaful Hospital Income Benefits Rider
- Takaful Level Term Rider
- Takaful Critical Illness Rider – Accelerated
- Takaful Critical Illness Rider – Additional
|
|
Who is eligible to participate?
|
|
If your children are between 30 days old to 18 years old, they are eligible to participate in Takaful mySiswa (subject to underwriting assessment). Your children will enjoy the benefits from this plan up to a maximum expiry age of 22.
|
|
 Top
|
|
|
|
Takaful mySinar
|
|
Essential is Critical
|
|
Protect your essential needs and wealth from death, total & permanent disability and critical illness with Takaful mySinar. A comprehensive plan which provides both elements of protection and savings.
|
|
What are the benefits provided?
|
|
In the event of Death, Total and Permanent Disability (TPD) or diagnosis of any of the 36 Critical Illness of Participant, the following takaful benefit will be payable:
|
|
Monthly Contribution
|
|
|
60-90
|
100-190
|
200-290
|
300 & Above
|
|
Takaful Benefit
|
Monthly Contribution x 250
|
Monthly Contribution x 300
|
Monthly Contribution x 350
|
Monthly Contribution x 400
|
|
Funeral Expenses
|
2,000
|
2,000
|
2,000
|
2,000
|
|
|
|
Savings Fund balance* will be on termination or maturity of the plan.
|
|
* Savings Fund balance is not guaranteed and is based on the actual performance of the fund.
|
|
Riders Attachable
|
|
You can participate in one or more of the following riders to enhance the coverage under this plan:
|
- Takaful Personal Accident Rider
- Takaful Hospital Income Benefits Rider
- Takaful Level Term Rider
|
|
Who is eligible to participate?
|
|
If you are between 18 to 55 years old, you are eligible to participate in Takaful mySinar (subject to underwriting assessment). You may choose a term of 10, 15, 25 or 30 years of coverage, subject to maximum expiry age of 65 years old.
|
|
Top
|
|
|
|
Takaful myImpian
|
|
Passion is Aspiration
|
|
Do you have a financial goal to achieve in the near future? Do you need an avenue to ensure your goal is accomplished? Takaful myImpian is a plan that provides you an avenue to save towards your goal. In addition, it protects you against any possible consequences of mishap in the future.
|
|
What are the benefits provided?
|
|
In the event of Death, Total and Permanent Disability (TPD) Participant, the following takaful benefit will be payable:
|
|
Coverage
|
Takaful Benefit
|
|
Death/Total & Permanent Disability (TPD)
|
2 x Remaining future Contribution from the date of Death/TPD + Funeral Expense (RM2,000) + Accumulated Savings
|
|
|
|
Savings Fund balance* will be on termination or maturity of the plan.
|
|
* Savings Fund balance is not guaranteed and is based on the actual performance of the fund.
|
|
Riders Attachable
|
|
You can participate in one or more of the following riders to enhance the coverage under this plan:
|
- Takaful Personal Accident Rider
- Takaful Hospital Income Benefits Rider
- Takaful Level Term Rider
- Takaful Critical Illness Rider - Additional
|
|
Who is eligible to participate?
|
|
If you are between 18 to 55 years old, you are eligible to participate in Takaful myImpian (subject to underwriting assessment). You may choose a term of 10, 15, 25 or 30 years of coverage, subject to maximum expiry age of 65 years old.
|
|
Top
|
|
|
|
Takaful myGemilang
|
|
A lifetime of financial worry-free
|
|
Your lifestyle improves over time – from owning a good car to a better one, from living in a small house to moving to a bigger one and from a simple family to building a complete family. Same goes with your financial protection – it needs to increase accordingly to your lifestyle improvements.
|
|
Takaful myGemilang aims to meet your evolving lifestyle needs by attending to your immediate financial concerns! Your protection on Death and Total & Permanent Disability (TPD) will increase at least 10% every five years up to 200% (for a 30-yearterm policy). On top of that, you may start to enjoy your savings when you stop contributing*!
|
|
What are the benefits provided?
|
|
You have the flexibility to select the amount of guaranteed Sum Covered and term to participate. In the event of Death or Total and Permanent Disability (TPD), the Sum Covered and Savings Fund balance will be paid to the nominee to execute disbursements to the beneficiaries.
|
|
To ensure that your protection matches the increasing inflation and your personal living standards, the Sum Covered increases every five (5) years as per the following schedule:
|
|
Certificate Year
|
% of Initial Sum Covered
|
|
|
10
|
15
|
20
|
25
|
30
|
|
1-5
|
100%
|
100%
|
100%
|
100%
|
100%
|
|
6-10
|
110%
|
110%
|
110%
|
110%
|
120%
|
|
11-15
|
|
120%
|
120%
|
120%
|
140%
|
|
16-20
|
|
|
130%
|
130%
|
160%
|
|
21-25
|
|
|
|
150%
|
180%
|
|
26-30
|
|
|
|
|
200%
|
|
|
|
Savings Fund balance will be paid to the Participant on a staggered or lump sum basis upon completion of the Contribution Paying Term and/or maturity of the plan (based on the option selected). Alternatively, it will also be paid out on termination during the Certificate Term; less surrender charges, if applicable.
|
|
Savings Fund balance is not guaranteed and based on the actual performance of the fund. Under adverse circumstances, the Savings Fund at maturity or surrender may be less than the sum of Contributions. Please refer to the Certificate for the detailed descriptions of benefits covered under this plan.
|
|
Riders Attachable
|
|
You can participate in one or more of the following riders to enhance the coverage under this plan:
|
- Takaful Personal Accident Rider
- Takaful Hospital Cash Benefits Rider
|
|
Who is eligible to participate?
|
|
Anyone who is between age 18 to age 65 is eligible to participate in Takaful myGemilang (subject to underwriting assessment). You may choose a term of 10, 15, 20, 25 or 30 years of coverage, subject to a maximum expiry age of 80.
|
|
Top
|