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To know more about the product features? Please contact our nearest branches, our Takaful Financial Consultants or Customer Service at 1-300 8 TAKAFUL (825 2385).
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Note: The information provided is for general information only and does not represent the takaful Certificate.
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Takaful myMedicare
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Your Comprehensive Medical Takaful Plan!
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Takaful myMedicare is a CASHLESS* hospital and surgical takaful plan that provides comprehensive coverage specially tailored to meet you and your family’s medical needs. By choosing Takaful myMedicare, you will enjoy various benefits & privileges such as:
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- 24-hour worldwide protection
- Hospitalisation and surgical coverage
- Emergency out-patient treatment benefits
- “As charged” coverage for certain major benefits
- Cashless admission to our panel hospitals
- Conditional guaranteed renewable up to a maximum expiry age of 70
- Reasonable Contribution rates for excellent benefits
- Surplus sharing (if any) from the Risk Fund, payable annually
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* Terms and conditions apply.
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What are the benefits provided?
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You have the option to choose from the following plans that best suit your needs:
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Benefits/Plan
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Plan 1
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Plan 2
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Plan 3
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Plan 4
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Hospitalisation and Surgical Benefits
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Hospital Room & Board (maximum 200 days per year)
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120
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180
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250
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350
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Intensive Care Unit (maximum 60 days per year)
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240
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360
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500
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500
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Surgical Expenses
- Surgical Fees
- Anaesthetic Fees
- Operating Theatre
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Hospital Expenses & Related Services
- Hospital Supplies & Services
- In-Hospital Physician Visit (1 visit per day)
- Ambulance Fees
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As charged*
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Pre-Hospitalisation Specialist Consultation
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Pre-Hospitalisation Diagnostic Test
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As charged*
(60 days before hospitalisation)
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Child Participant Daily Guardian Benefit (max 200 days per year)
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60
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90
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125
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175
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Daily Cash Allowance at Malaysian Government Hospital (max 200 days per year)
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50
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60
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75
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90
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Out of Hospital benefits
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Day Surgery
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As charged*
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Emergency Accidental Out-patient Treatment
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As charged*
(Within 24 hours & follow up treatment up to a max of 30 days)
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Post-Hospitalisation or Day Surgery Follow up
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As charged*
(Within 60 days after hospital discharge)
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Out-patient Cancer Treatment (as charged up to specified limit)
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12,500
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15,000
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17,500
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20,000
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Out-patient Kidney Dialysis Treatment (as charged up to specified limit)
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40,000
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50,000
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60,000
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70,000
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Home Nursing Care
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As charged*
(180 days per lifetime)
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Government Service Tax
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As charged*
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Overall Annual Limit
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50,000
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100,000
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150,000
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200,000
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Lifetime Limit
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150,000
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300,000
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450,000
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600,000
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* “As charged” coverage is based on Reasonable & Customary Charges, subject to the Overall Annual Limit and Lifetime Limit.
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Who is eligible to participate?
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If you are between 30 days old to 59 years old, you are eligible to participate in Takaful myMedicare (subject to underwriting assessment). You may renew the Certificate up to a maxim expiry age of 70 years old.
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Takaful myRawat
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Protects Your Health & Wealth from the Unexpected
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Consistent with our principle of “Sharing”, whether in profit or in kind, Takaful myRawat offers you a comprehensive health care plan, in line with our commitment to help you and your family in the time of need. By choosing Takaful myRawat, you will enjoy various benefits & privileges such as:
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- 24-hour worldwide protection
- Hospitalisation and surgical coverage
- Emergency out-patient treatment benefits
- Special cover for serious diseases under certain plans
- Funeral expenses
- Conditional guaranteed renewable up to a maximum expiry age of 70.
- Surplus sharing (if any) from the Risk Fund, payable annually
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* Terms and conditions apply.
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What are the benefits provided?
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You have the option to choose from the following plans that best suit your needs:
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Ehsan Package
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Benefits/Plan
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Plan 1
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Plan 2
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Plan 3
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Hospital Services and Professional Fees
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Hospital Room & Board (maximum 120 days per year)
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350
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250
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150
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Intensive Care Unit (maximum 60 days per year)
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15,000
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10,000
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6,000
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Hospital Supplies and Services
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5,000
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3,500
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2,500
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Surgical Fees (including Anaesthetic Fees and Operating Theatre)
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10,000
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8,000
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6,250
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In-hospital Physician’s Visit (maximum 120 days per year)
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150
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120
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90
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Pre-Hospitalisation Diagnostic Services and Specialist Consultation (within 90 days prior to hospitalisation)
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1,200
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900
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600
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Ambulance Fees
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200
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200
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200
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Post-Hospitalisation Treatment (within 31 days after discharge)
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700
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500
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300
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Out-patient Accidental Treatment (within 24 hours after the accident)
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4,000
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3,000
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2,000
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Government Hospital Daily Cash Allowance (maximum 60 days per year)
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100
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80
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60
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Funeral Expenses
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4,000
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4,000
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4,000
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Special Catastrophe Disease
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Out-patient Cancer Treatment (limit per year)
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30,000
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20,000
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10,000
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Out-patient Kidney Dialysis (limit per year)
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30,000
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20,000
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10,000
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Organ Transplant for Heart, Lung, Liver and Kidney (limit per lifetime)
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50,000
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30,000
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20,000
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Ehsan Package – Supplementary Major Medical Benefit
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If you choose Ehsan Package, you also have the option to include the Supplementary Major Medical benefit. With this benefit, you will be covered for a certain percentage of the expenses that exceed the limits set out in the basic package as follows:
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Benefits/Plan
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Plan 1
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Plan 2
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Plan 3
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Hospital Services and Professional Fees
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Hospital Room & Board**
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350
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250
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150
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Intensive Care Unit (maximum 60 days per year)
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Hospital Supplies and Services
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Surgical Fees (including Anaesthetic Fees and Operating Theatre)
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In-Hospital Physician’s Visit (maximum 120 days per year)
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80% of expenses*
(exceeding the limits set out in the basic package)
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Annual Limit
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100,000
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60,000
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30,000
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* A deductible of RM500 will be applied.
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** Exceeding the maximum number of days set out in the basic package.
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Bakti Package
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Benefits/Plan
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Plan 1
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Plan 2
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Plan 3
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Plan 4
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Hospital Services and Professional Fees
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Hospital Room & Board (maximum 120 days per year)
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250
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150
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100
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50
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Intensive Care Unit (maximum 60 days per year)
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10,000
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6,000
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4,000
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2,000
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Hospital Supplies and Services
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3,500
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2,500
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2,000
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1,500
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Surgical Fees (including Anaesthtic Fees and Operating Theatre)
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8,000
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6,250
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5,000
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3,750
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In-Hospital Physician’s Visit (maximum 120 days per year)
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120
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90
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70
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50
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Pre-Hospitalisation Diagnostic Services and Specialist Consultation (within 90 days prior to hospitalisation)
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900
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600
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400
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200
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Ambulance Fees
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100
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100
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100
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100
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Post-Hospitalisation Treatment (within 31 days after discharge)
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500
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300
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200
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100
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Out-patient Accidental Treatment (within 24 hours after the accident)
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3,000
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2,000
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1,500
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1,000
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Government Hospital Daily Cash Allowance (maximum 60 days per year)
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80
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60
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40
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20
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Funeral Expenses
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4,000
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4,000
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4,000
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4,000
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Please note that all benefits shown are on REIMBURSEMENT basis. The benefit payable for Surgical Fees (including Anaesthtic Fees and Operating Theatre) is subject to Surgical Schedule Fees.
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Who is eligible to participate?
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If you are between 15 days old to 60 years old, you are eligible to participate in Takaful myRawat (subject to underwriting assessment). You may renew the Certificate up to a maxim expiry age of 70 years old.
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