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To know more about the product features? Please contact our nearest branches, our Takaful Financial Consultants or Customer Service at 1-300 8 TAKAFUL (825 2385).
Note: The information provided is for general information only and does not represent the takaful Certificate.
 
Takaful myMedicare
Your Comprehensive Medical Takaful Plan!
Takaful myMedicare is a CASHLESS* hospital and surgical takaful plan that provides comprehensive coverage specially tailored to meet you and your family’s medical needs. By choosing Takaful myMedicare, you will enjoy various benefits & privileges such as:
  • 24-hour worldwide protection
  • Hospitalisation and surgical coverage
  • Emergency out-patient treatment benefits
  • “As charged” coverage for certain major benefits
  • Cashless admission to our panel hospitals
  • Conditional guaranteed renewable up to a maximum expiry age of 70
  • Reasonable Contribution rates for excellent benefits
  • Surplus sharing (if any) from the Risk Fund, payable annually
* Terms and conditions apply.
What are the benefits provided?
You have the option to choose from the following plans that best suit your needs:
Benefits/Plan Plan 1 Plan 2 Plan 3 Plan 4
Hospitalisation and Surgical Benefits
Hospital Room & Board (maximum 200 days per year) 120 180 250 350
Intensive Care Unit (maximum 60 days per year) 240 360 500 500
Surgical Expenses
  -    Surgical Fees
  -    Anaesthetic Fees
  -    Operating Theatre
Hospital Expenses & Related Services
  -    Hospital Supplies & Services
  -    In-Hospital Physician Visit (1 visit per day)
  -    Ambulance Fees
As charged*
Pre-Hospitalisation Specialist Consultation
Pre-Hospitalisation Diagnostic Test
As charged*
(60 days before hospitalisation)
Child Participant Daily Guardian Benefit (max 200 days per year) 60 90 125 175
Daily Cash Allowance at Malaysian Government Hospital (max 200 days per year) 50 60 75 90
Out of Hospital benefits
Day Surgery As charged*
Emergency Accidental Out-patient Treatment As charged*
(Within 24 hours & follow up treatment up to a max of 30 days)
Post-Hospitalisation or Day Surgery Follow up As charged*
(Within 60 days after hospital discharge)
Out-patient Cancer Treatment (as charged up to specified limit) 12,500 15,000 17,500 20,000
Out-patient Kidney Dialysis Treatment (as charged up to specified limit) 40,000 50,000 60,000 70,000
Home Nursing Care As charged*
(180 days per lifetime)
Government Service Tax As charged*
Overall Annual Limit 50,000 100,000 150,000 200,000
Lifetime Limit 150,000 300,000 450,000 600,000
* “As charged” coverage is based on Reasonable & Customary Charges, subject to the Overall Annual Limit and Lifetime Limit.
Who is eligible to participate?
If you are between 30 days old to 59 years old, you are eligible to participate in Takaful myMedicare (subject to underwriting assessment). You may renew the Certificate up to a maxim expiry age of 70 years old.

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Takaful myRawat
Protects Your Health & Wealth from the Unexpected
Consistent with our principle of “Sharing”, whether in profit or in kind, Takaful myRawat offers you a comprehensive health care plan, in line with our commitment to help you and your family in the time of need. By choosing Takaful myRawat, you will enjoy various benefits & privileges such as:
  • 24-hour worldwide protection
  • Hospitalisation and surgical coverage
  • Emergency out-patient treatment benefits
  • Special cover for serious diseases under certain plans
  • Funeral expenses
  • Conditional guaranteed renewable up to a maximum expiry age of 70.
  • Surplus sharing (if any) from the Risk Fund, payable annually
* Terms and conditions apply.
What are the benefits provided?
You have the option to choose from the following plans that best suit your needs:
Ehsan Package
Benefits/Plan Plan 1 Plan 2 Plan 3
Hospital Services and Professional Fees
Hospital Room & Board (maximum 120 days per year) 350 250 150
Intensive Care Unit (maximum 60 days per year) 15,000 10,000 6,000
Hospital Supplies and Services 5,000 3,500 2,500
Surgical Fees (including Anaesthetic Fees and Operating Theatre) 10,000 8,000 6,250
In-hospital Physician’s Visit (maximum 120 days per year) 150 120 90
Pre-Hospitalisation Diagnostic Services and Specialist Consultation (within 90 days prior to hospitalisation) 1,200 900 600
Ambulance Fees 200 200 200
Post-Hospitalisation Treatment (within 31 days after discharge) 700 500 300
Out-patient Accidental Treatment (within 24 hours after the accident) 4,000 3,000 2,000
Government Hospital Daily Cash Allowance (maximum 60 days per year) 100 80 60
Funeral Expenses 4,000 4,000 4,000
Special Catastrophe Disease
Out-patient Cancer Treatment (limit per year) 30,000 20,000 10,000
Out-patient Kidney Dialysis (limit per year) 30,000 20,000 10,000
Organ Transplant for Heart, Lung, Liver and Kidney (limit per lifetime) 50,000 30,000 20,000
Ehsan Package – Supplementary Major Medical Benefit
If you choose Ehsan Package, you also have the option to include the Supplementary Major Medical benefit. With this benefit, you will be covered for a certain percentage of the expenses that exceed the limits set out in the basic package as follows:
Benefits/Plan Plan 1 Plan 2 Plan 3
Hospital Services and Professional Fees
Hospital Room & Board** 350 250 150
Intensive Care Unit (maximum 60 days per year)
Hospital Supplies and Services
Surgical Fees (including Anaesthetic Fees and Operating Theatre)
In-Hospital Physician’s Visit (maximum 120 days per year)
80% of expenses*
(exceeding the limits set out in the basic package)
Annual Limit 100,000 60,000 30,000
* A deductible of RM500 will be applied.
** Exceeding the maximum number of days set out in the basic package.
Bakti Package
Benefits/Plan Plan 1 Plan 2 Plan 3 Plan 4
Hospital Services and Professional Fees
Hospital Room & Board (maximum 120 days per year) 250 150 100 50
Intensive Care Unit (maximum 60 days per year) 10,000 6,000 4,000 2,000
Hospital Supplies and Services 3,500 2,500 2,000 1,500
Surgical Fees (including Anaesthtic Fees and Operating Theatre) 8,000 6,250 5,000 3,750
In-Hospital Physician’s Visit (maximum 120 days per year) 120 90 70 50
Pre-Hospitalisation Diagnostic Services and Specialist Consultation (within 90 days prior to hospitalisation) 900 600 400 200
Ambulance Fees 100 100 100 100
Post-Hospitalisation Treatment (within 31 days after discharge) 500 300 200 100
Out-patient Accidental Treatment (within 24 hours after the accident) 3,000 2,000 1,500 1,000
Government Hospital Daily Cash Allowance (maximum 60 days per year) 80 60 40 20
Funeral Expenses 4,000 4,000 4,000 4,000
Please note that all benefits shown are on REIMBURSEMENT basis. The benefit payable for Surgical Fees (including Anaesthtic Fees and Operating Theatre) is subject to Surgical Schedule Fees.
Who is eligible to participate?
If you are between 15 days old to 60 years old, you are eligible to participate in Takaful myRawat (subject to underwriting assessment). You may renew the Certificate up to a maxim expiry age of 70 years old.

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