{"id":1159,"date":"2023-02-19T13:35:38","date_gmt":"2023-02-19T05:35:38","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/takaful-mymotor-copy\/"},"modified":"2025-12-30T15:49:18","modified_gmt":"2025-12-30T07:49:18","slug":"takaful-myfire-housing","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/takaful-myfire-housing\/","title":{"rendered":"Takaful myFire"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41024,"template":"","categories":[18],"tags":[],"class_list":["post-1159","products","type-products","status-publish","has-post-thumbnail","hentry","category-housing"],"acf":{"hero":{"background_image":41020,"mobile_background_image":41022,"heading":"<span style=\"font-weight: 400;\">Takaful myFire<\/span>","copy":"Safeguard your property against fire damage","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"<strong>Takaful\u00a0<em>my<\/em>Fire<\/strong>\u00a0provides protection for losses to property such as buildings, contents, furniture, plant and machinery as well as stock.\r\n\r\n&nbsp;\r\n\r\nThe basic Fire Takaful covers loss or damage to your property caused by fire, lightning and explosion of domestic gas cylinder in any building provided such building does not form part of any gas works. The certificate may be extended to include special perils permitted under the Revised Fire Tariff (RFT).\r\n\r\n&nbsp;\r\n\r\nIn addition, you may extend to cover loss of rent, architects, surveyors' and engineers' fees as well as the removal of debris at no additional costs to you.\r\n\r\nYou may\u00a0also opt to cover loss of rent and the following perils with a minimal contribution:\r\n\r\n&nbsp;\r\n<ul>\r\n \t<li>Flood<\/li>\r\n \t<li>Bursting or overflowing of water tanks<\/li>\r\n \t<li>Impact damage<\/li>\r\n \t<li>Malicious damage<\/li>\r\n \t<li>Riot and strike<\/li>\r\n<\/ul>\r\n&nbsp;\r\n\r\nIn addition, our customers will be rewarded with cash back should there be no claims within the coverage period."},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"Key Benefits","1st_highlight":{"toggle":"Yes","image":39041,"highlight_title1":"Cashback","copy":"For no claims within the coverage period "},"2nd_highlight":{"toggle":"Yes","image":40034,"highlight_title2":"Extend Protection","copy":"To cover loss of rent, architects, surveyors' and engineers' fees as well as the removal of debris at no additional costs"},"3rd_highlight":{"toggle":"Yes","image":40088,"highlight_title3":"Additional benefits","copy":"To cover loss of rent and perils with a minimal contribution"}},"coverage_highlights2":{"toggle":"No","highlight":null},"eligibility":{"toggle":"Yes","eligibility_img":41026,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Property owners"}],"notes":""},"roadside_assistance_program":{"toggle":"Yes","heading":"Support","programs":[{"image":924,"title":"PIAM Building Cost Calculator"}],"link":"https:\/\/bcc.malaysiantakaful.com.my\/","toggle_more_about_this_program_button":"Yes","more_about_this_program_button_text":"Learn More","title":"","copy":""},"how_to_apply":{"title":"How to Apply?","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay? ","question_content":"<span style=\"font-weight: 400;\">The total annual contribution that you have to pay may vary depending on our underwriting requirements and the perils you opted. Subject to a minimum contribution of RM60.00 for dwelling and RM75.00 for non-dwelling.<\/span>"},{"question_title":"What are the major exclusions under this product?","question_content":"<span style=\"font-weight: 400;\">This Product does not cover certain losses, such as:\u00a0<\/span>\r\n<ol>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perils as specified in item 3 (above) unless it is extended and additional contribution is paid.\u00a0<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loss by theft during and after the occurrence of fire.<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">War and civil commotion.\u00a0<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Radioactive contamination.\u00a0<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arson by Participant himself.\u00a0<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Collapse of building.\u00a0<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The building covered and\/or containing the properties covered unoccupied and remain so for a period of more than 30 days consecutively.\u00a0<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Date recognition.\u00a0<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any other events prohibited by Shariah principles.<\/span><\/li>\r\n<\/ol>\r\n&nbsp;\r\n\r\n<span style=\"font-weight: 400;\">Note: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product<\/span>"},{"question_title":"Can I cancel my certificate?","question_content":"<span style=\"font-weight: 400;\">You may cancel your certificate at any time by giving us a written notice. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.<\/span>"},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet ","file":544730},{"file_name":"Certificate Wording","file":544732},{"file_name":"Proposal Form","file":412370}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk ","file":""},{"file_name":"Borang Cadangan","file":""}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":10,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1159\/revisions"}],"predecessor-version":[{"id":544734,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1159\/revisions\/544734"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41024"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}