{"id":1188,"date":"2023-02-19T14:40:19","date_gmt":"2023-02-19T06:40:19","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/takaful-mysme-partner-copy\/"},"modified":"2025-12-30T16:05:06","modified_gmt":"2025-12-30T08:05:06","slug":"takaful-myfire-commercial","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/takaful-myfire-commercial\/","title":{"rendered":"Takaful myFire"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41024,"template":"","categories":[101],"tags":[],"class_list":["post-1188","products","type-products","status-publish","has-post-thumbnail","hentry","category-asset-property-protection"],"acf":{"hero":{"background_image":41020,"mobile_background_image":41022,"heading":"Takaful myFire","copy":"Provides protection for losses or damage to the covered property","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"The basic Fire Takaful covers loss or damage to your property caused by fire, lightning and domestic explosion in any building provided such building only applicable to basic cover of domestic explosion.\r\n\r\nThe certificate may be extended to include the following special perils permitted under the Revised Fire Tariff (RFT).\r\n\r\n- Aircraft Damage\r\n- Earthquake and Volcanic Eruption\r\n- Storm, Tempest\r\n- Flood\r\n- Explosion\r\n- Impact Damage\r\n- Bursting &amp; overflowing of water tanks apparatus or pipes\r\n- Electrical Installation Clause B\r\n- Bush\/Lalang Fire\r\n- Subsidence and Landslip\r\n- Spontaneous Combustion\r\n- Riot, Strike and Malicious Damage\r\n- Damage of Falling Trees or Branches and objects therefrom\r\n- Cold Storage \/ Incubator Clause B\r\n\r\nThe covered property includes:\r\n- Buildings\r\n- Stock (raw materials, finished and unfinished goods and etc.)\r\n\r\nContents (plants &amp; machinery, furniture, fittings and fixtures, office equipment and tools etc.)"},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"Key Benefits","1st_highlight":{"toggle":"Yes","image":40034,"highlight_title1":"Extend protection ","copy":"to cover loss of rent, architects, surveyors' and engineers' fees, and the removal of debris at no additional costs to you."},"2nd_highlight":{"toggle":"Yes","image":40088,"highlight_title2":"Additional benefits to cover loss of rent and perils with a minimal contribution","copy":"due to flood, bursting or overflowing of water tanks, impact damage, malicious damage, riot and strike.\r\n"},"3rd_highlight":{"toggle":"No","image":"","highlight_title3":"","copy":""}},"coverage_highlights2":{"toggle":"No","highlight":null},"eligibility":{"toggle":"Yes","eligibility_img":41026,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Property owners"},{"checkmark_text":"Coverage period: 1 year"}],"notes":""},"roadside_assistance_program":{"toggle":"Yes","heading":"Support","programs":[{"image":1598,"title":"Building Cost Calculator"}],"link":"https:\/\/bcc.malaysiantakaful.com.my\/","toggle_more_about_this_program_button":"Yes","more_about_this_program_button_text":"Learn More","title":"","copy":""},"how_to_apply":{"title":"How to Apply","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"","question":[{"question_title":"How much contribution do I have to pay? ","question_content":"The total annual contribution that you have to pay may vary depending on our underwriting requirements and the perils you opted for. Subject to a minimum contribution of RM60.00 for dwelling and RM75.00 for non-dwelling"},{"question_title":"What are the major exclusions under this product?","question_content":"This Product does not cover certain losses, such as:\r\n<ol style=\"list-style: auto; padding-left: 20px;\">\r\n \t<li>Perils as specified in item 3 (above) unless it is extended and additional contribution is paid.<\/li>\r\n \t<li>Loss by theft during and after the occurrence of fire.<\/li>\r\n \t<li>War and civil commotion.<\/li>\r\n \t<li>Radioactive contamination.<\/li>\r\n \t<li>Arson by Participant himself.<\/li>\r\n \t<li>Collapse of building.<\/li>\r\n \t<li>The building covered and\/or containing the properties covered unoccupied and remain so for a period of more than 30 days consecutively.<\/li>\r\n \t<li>Date recognition.<\/li>\r\n \t<li>Any other events prohibited by Shariah principles.<\/li>\r\n<\/ol>\r\nNote: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product"},{"question_title":"Can I cancel my certificate? ","question_content":"You may cancel your certificate at any time by giving written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim."},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet","file":544786},{"file_name":"Certificate Wording","file":544788},{"file_name":"Proposal Form","file":412427},{"file_name":"Flyer","file":377645}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":37796},{"file_name":"Borang Cadangan","file":5043}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":12,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1188\/revisions"}],"predecessor-version":[{"id":544794,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1188\/revisions\/544794"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41024"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}