{"id":1190,"date":"2023-02-19T14:44:15","date_gmt":"2023-02-19T06:44:15","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/takaful-myfire-commercial-copy\/"},"modified":"2025-04-25T10:22:46","modified_gmt":"2025-04-25T02:22:46","slug":"takaful-mysme","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/takaful-mysme\/","title":{"rendered":"Takaful mySME"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41077,"template":"","categories":[101],"tags":[],"class_list":["post-1190","products","type-products","status-publish","has-post-thumbnail","hentry","category-asset-property-protection"],"acf":{"hero":{"background_image":41073,"mobile_background_image":41075,"heading":"Takaful mySME","copy":"A comprehensive and flexible plan that can be tailored to meet the needs of your business","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"<strong>Takaful\u00a0<em>my<\/em>SME<\/strong>\u00a0is a comprehensive and flexible plan that can be tailored to meet the needs of your business. This plan offers a wide range of protection that cover specific risks in your day-to-day business whilst you can focus in growing your business."},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"Key Benefits","1st_highlight":{"toggle":"Yes","image":39055,"highlight_title1":"High sum covered of up to RM50 million","copy":"for Fire coverage including Terrorism cover"},"2nd_highlight":{"toggle":"Yes","image":40034,"highlight_title2":"Enhanced protection ","copy":"that includes all risks, money, personal accidents, public liability, goods in transit, and other optional covers"},"3rd_highlight":{"toggle":"Yes","image":40012,"highlight_title3":"Flexibility to select different sums covered","copy":"to cater to your business needs"}},"coverage_highlights2":{"toggle":"Yes","highlight":[{"image":40152,"highlight_titles":"Contribution discount of up to 30%","copy":"Subject to Terms and Conditions"},{"image":40154,"highlight_titles":"Auto risks acceptance for trade occupations","copy":"of grade 1 to 4 and buildings with Class 1A\/1B or 2 construction\r\n"}]},"eligibility":{"toggle":"Yes","eligibility_img":41123,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Licensed SME business."}],"notes":""},"roadside_assistance_program":{"toggle":"No","heading":"","programs":null,"link":"","toggle_more_about_this_program_button":"No","more_about_this_program_button_text":"","title":"","copy":""},"how_to_apply":{"title":"How to Apply?","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay? ","question_content":"The total annual contribution that you have to pay depends on the benefits coverage and the sum covered that you have selected."},{"question_title":"What are the major exclusions under this product? ","question_content":"This product does not cover certain losses, such as:\r\n<ol style=\"list-style: auto; padding-left: 20px;\">\r\n \t<li>Perils unless it is extended and additional contribution is paid.<\/li>\r\n \t<li>War, civil war and any act of terrorism (except for the Terrorism cover granted under Section A(1)).<\/li>\r\n \t<li>Radioactive and nuclear energy risks.<\/li>\r\n \t<li>Date Recognition.<\/li>\r\n \t<li>Property damage to data or software.<\/li>\r\n \t<li>Any other events prohibited by Shariah principles.<\/li>\r\n<\/ol>\r\n&nbsp;"},{"question_title":"Can I cancel my certificate?","question_content":"Yes, you may cancel your certificate by giving written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution paid provided no claim has been made during the current period of takaful."},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet","file":412416},{"file_name":"Certificate Wording","file":412418},{"file_name":"Flyer","file":378585}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":376560}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":9,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1190\/revisions"}],"predecessor-version":[{"id":412420,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1190\/revisions\/412420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41077"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}