{"id":1198,"date":"2023-02-19T14:51:57","date_gmt":"2023-02-19T06:51:57","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/electronic-equipment-copy\/"},"modified":"2025-10-08T11:37:09","modified_gmt":"2025-10-08T03:37:09","slug":"erection-all-risks","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/erection-all-risks\/","title":{"rendered":"Erection All Risks"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41191,"template":"","categories":[100],"tags":[],"class_list":["post-1198","products","type-products","status-publish","has-post-thumbnail","hentry","category-business-engineering-risk"],"acf":{"hero":{"background_image":41187,"mobile_background_image":41189,"heading":"Erection All Risks","copy":"Protection plan for contractors to meet their obligations under contract conditions for project works","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"The Erection All Risks certificate provides comprehensive coverage for contractors to meet their obligations under contract conditions for projects works involving erection of machinery, plant, steel structures of any kind awarded to them for projects associated with erection, installation, testing and commissioning at a project site.\r\n\r\n&nbsp;\r\n\r\nThe certificate can also provide coverage for the duration of erection work including testing\/commissioning. In addition to the material damage, the certificate also provides indemnity in respect of third party liability which the Participant shall become legally liable arising out in connection with the execution of a project.\r\n\r\n&nbsp;\r\n\r\nAs mentioned above, there are two sections namely:\r\n\r\n&nbsp;\r\n\r\n<strong>Section I \u2013 Material Damage<\/strong>\r\n\r\nIt covers any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded under the certificate:\r\n\r\n&nbsp;\r\n\r\n<strong>Section II \u2013 Third Party Liability<\/strong>\r\n\r\nIt covers the contractor for all sums which he shall become legally liable to pay as damages consequent upon:\r\n\r\n&nbsp;\r\n\r\nAccidental bodily injury to or illness of third parties (whether fatal or not).\r\n\r\n&nbsp;\r\n\r\nAccidental loss of or damage to property belonging to third parties occurring in direct connection with the erection of the items covered under Section I and happening on or in the immediate vicinity of the work site during the period of cover."},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"","1st_highlight":{"toggle":"No","image":4827,"highlight_title1":"Cover Material Damage","copy":"It covers any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded under the certificate:"},"2nd_highlight":{"toggle":"No","image":4829,"highlight_title2":"Cover Third Party Liability","copy":"It covers the contractor for all sums which he shall become legally liable to pay as damages consequent upon:\r\n<\/br>\r\nAccidental bodily injury to or illness of third parties (whether fatal or not), \r\nAccidental loss of or damage to property belonging to third parties occurring in direct connection with the erection of the items covered under Section I and happening on or in the immediate vicinity of the work site during the period of cover.\r\n"},"3rd_highlight":{"toggle":"No","image":"","highlight_title3":"","copy":""}},"coverage_highlights2":{"toggle":"No","highlight":null},"eligibility":{"toggle":"Yes","eligibility_img":41193,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Licensed contractors with the Letter of Award."}],"notes":""},"roadside_assistance_program":{"toggle":"No","heading":"","programs":null,"link":"","toggle_more_about_this_program_button":"No","more_about_this_program_button_text":"","title":"","copy":""},"how_to_apply":{"title":"How to Apply?","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay?","question_content":"The total annual contribution that you have to pay may vary depending on the risk exposure, our underwriting requirements and the sum covered by the property. Subject to a minimum contribution of RM250.00."},{"question_title":"What are the main exclusions that I need to know?","question_content":"This plan does not cover certain losses, such as:\r\n\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>War, invasion, the act of a foreign enemy, hostilities, riot, strike etc.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Nuclear reaction, radiation, radioactive and contamination.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Wilful act or wilful negligence of any official of the Participant.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Partial or total cessation of work due to lack of use.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Consequential loss.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Bodily injury to or illness of employees or workers of the contractor(s) or the principal(s).<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Any accident caused by vehicles licensed for general road use or by waterborne vessels or aircraft.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Any other events prohibited by Shariah principles.<\/li>\r\n<\/ul>\r\n&nbsp;"},{"question_title":"Can I cancel my certificate?","question_content":"You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim."},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet","file":438918},{"file_name":"Proposal Form","file":373202}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":438918},{"file_name":"Borang Cadangan","file":5002}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1198","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":8,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1198\/revisions"}],"predecessor-version":[{"id":438920,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1198\/revisions\/438920"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41191"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}