{"id":1200,"date":"2023-02-19T14:54:19","date_gmt":"2023-02-19T06:54:19","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/erection-all-risks-copy\/"},"modified":"2025-10-06T17:32:43","modified_gmt":"2025-10-06T09:32:43","slug":"machinery-breakdown","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/machinery-breakdown\/","title":{"rendered":"Machinery Breakdown"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41169,"template":"","categories":[101],"tags":[],"class_list":["post-1200","products","type-products","status-publish","has-post-thumbnail","hentry","category-asset-property-protection"],"acf":{"hero":{"background_image":41165,"mobile_background_image":41167,"heading":"<h1>Machinery Breakdown<\/h1>","copy":"Protection plan for machinery breakdown","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"This scheme covers sudden and unforeseen damage to the machinery whilst at work or rest, and during cleaning, inspection, over-hauling or removal or transfer to another position within the premises. All plant and machinery is susceptible to breakdown or damage regardless of its quality or the care bestowed on it by its owners. With the rising cost of materials, labour, transport, repairs, fluctuations in foreign exchange rates, replacements are proving to be increasingly expensive.\r\n\r\n&nbsp;\r\n\r\nThe sudden and unforeseen damage includes:\r\n\r\n&nbsp;\r\n<ul>\r\n \t<li>Faulty material, design, construction or erection, vibration.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul>\r\n \t<li>Defects in casting and material.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul>\r\n \t<li>Failure of connected machinery or prospective devices defective lubrication, loosening of parts, abnormal stress, self-heating, centrifugal force excessive electrical pressure shorts circuits, arcing or open circuits, failure of insulation carelessness or malicious acts, lack of skill , impact, collision, and the like.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul>\r\n \t<li>Storm and physical explosion.<\/li>\r\n<\/ul>"},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"","1st_highlight":{"toggle":"No","image":4827,"highlight_title1":"Cover faulty material, design, construction or erection, vibration","copy":""},"2nd_highlight":{"toggle":"No","image":4829,"highlight_title2":"Cover defects in casting and material","copy":""},"3rd_highlight":{"toggle":"No","image":4831,"highlight_title3":"Cover failure of connected machinery ","copy":"or prospective devices defective lubrication, loosening of parts, abnormal stress, self-heating, centrifugal force excessive electrical pressure shorts circuits, arcing or open circuits, failure of insulation carelessness or malicious acts, lack of skill, impact, collision, and the like"}},"coverage_highlights2":{"toggle":"No","highlight":[{"image":4833,"highlight_titles":"Cover storm and physical explosion","copy":""}]},"eligibility":{"toggle":"Yes","eligibility_img":41171,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Owner of the machinery"}],"notes":""},"roadside_assistance_program":{"toggle":"No","heading":"","programs":null,"link":"","toggle_more_about_this_program_button":"No","more_about_this_program_button_text":"","title":"","copy":""},"how_to_apply":{"title":"How to Apply?","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay?","question_content":"The total annual contribution that you have to pay may vary depending on the risk exposure, our underwriting requirements and the sum covered by the property. Subject to a minimum contribution of RM250.00."},{"question_title":"What are the main exclusions that I need to know?","question_content":"This plan does not cover certain losses, such as:\r\n\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Fire, lightning, explosion, theft, the collapse of buildings, subsidence, flood, earthquake, riot and strike.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Wear and tear or other gradual deterioration.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Exchangeable parts.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>War, invasion, the act of a foreign enemy, hostilities, riot, strike etc.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Nuclear reaction, radiation, radioactive and contamination.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Wilful act or wilful negligence of any official of the Participant.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Consequential loss.<\/li>\r\n<\/ul>\r\n&nbsp;\r\n<ul style=\"list-style-position: initial; list-style-image: initial; padding-left: 20px;\">\r\n \t<li>Any other events prohibited by Shariah principles.<\/li>\r\n<\/ul>\r\n&nbsp;"},{"question_title":"Can I cancel my certificate?","question_content":"You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim."},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet","file":438777}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":438777}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":6,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1200\/revisions"}],"predecessor-version":[{"id":438779,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1200\/revisions\/438779"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41169"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}