{"id":1210,"date":"2023-02-19T15:02:33","date_gmt":"2023-02-19T07:02:33","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/public-liability-copy\/"},"modified":"2025-10-08T11:32:00","modified_gmt":"2025-10-08T03:32:00","slug":"workmens-compensation","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/workmens-compensation\/","title":{"rendered":"Workmen&#8217;s Compensation"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41215,"template":"","categories":[100],"tags":[],"class_list":["post-1210","products","type-products","status-publish","has-post-thumbnail","hentry","category-business-engineering-risk"],"acf":{"hero":{"background_image":41211,"mobile_background_image":41213,"heading":"<h1>Workmen's Compensation<\/h1>","copy":"Provides compensation payback to the employer due to accidents or occupational diseases suffered by the employee","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"This plan protects you as an employer in respect of your statutory liability should you be liable to pay compensation to any employee for bodily injuries sustained by accidents or occupational diseases arising out of and during his employment. The compensation is as per the Workmen\u2019s Compensation Law(s) and Common Law to your workmen who are not covered by SOCSO. \u200b\r\n\r\n&nbsp;"},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"","1st_highlight":{"toggle":"No","image":4827,"highlight_title1":"Cover personal injury sustained by accident or disease arising out of and in the course of his\/her employment under:","copy":"The Workmen\u2019s Compensation Act 1952 and subsequent amendments to the Act,\r\nAt Common Law\r\n"},"2nd_highlight":{"toggle":"No","image":4829,"highlight_title2":"Cover all costs and expenses incurred ","copy":"with the written consent of the Takaful Operator in defending any claim for such compensation"},"3rd_highlight":{"toggle":"No","image":"","highlight_title3":"","copy":""}},"coverage_highlights2":{"toggle":"No","highlight":null},"eligibility":{"toggle":"Yes","eligibility_img":41217,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Business owner"},{"checkmark_text":"Employer"},{"checkmark_text":"Firm"},{"checkmark_text":"Business Enterprises"},{"checkmark_text":"Corporation"}],"notes":""},"roadside_assistance_program":{"toggle":"No","heading":"","programs":null,"link":"","toggle_more_about_this_program_button":"No","more_about_this_program_button_text":"","title":"","copy":""},"how_to_apply":{"title":"How to Apply","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay?","question_content":"The total annual contribution that you have to pay may vary depending on the risk exposure, our underwriting requirements, the sum covered and the nature of your business. Subject to a minimum contribution of RM100.00."},{"question_title":"What are the main exclusions that I need to know?","question_content":"This plan does not cover certain losses, such as:\r\n<ol style=\"list-style: auto; padding-left: 20px;\">\r\n \t<li>War exclusions<\/li>\r\n \t<li>Employees of sub-contractors (unless specifically covered).<\/li>\r\n \t<li>An employee who is not a \u201cworkman\u201d within the meaning of the Ordinance.<\/li>\r\n \t<li>Common Law (unless the cover is extended and additional contribution is paid<\/li>\r\n \t<li>Any other events prohibited by Shariah principles<\/li>\r\n<\/ol>\r\nNote: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product."},{"question_title":"Can I cancel my certificate?","question_content":"You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim."},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet","file":438909},{"file_name":"Proposal Form","file":373190}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":438909},{"file_name":"Borang Cadangan","file":72608}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":11,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1210\/revisions"}],"predecessor-version":[{"id":438911,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1210\/revisions\/438911"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41215"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}