{"id":1212,"date":"2023-02-19T15:03:36","date_gmt":"2023-02-19T07:03:36","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/workmens-compensation-copy\/"},"modified":"2025-10-08T11:29:09","modified_gmt":"2025-10-08T03:29:09","slug":"marine-cargo","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/marine-cargo\/","title":{"rendered":"Marine Cargo"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41225,"template":"","categories":[100],"tags":[],"class_list":["post-1212","products","type-products","status-publish","has-post-thumbnail","hentry","category-business-engineering-risk"],"acf":{"hero":{"background_image":41221,"mobile_background_image":41223,"heading":"<h1>Marine Cargo<\/h1>","copy":"Coverage for the loss or damage of your goods while being transported","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"This plan provides coverage for the loss or damage to declared goods shipped on all types of conveyances (sea, air, road and rail) from warehouse point-of-origin to warehouse point-of-destination, including incidental storage."},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"","1st_highlight":{"toggle":"No","image":4827,"highlight_title1":"Cover Institute Cargo Clauses (A) 1.1.82 \/ 1.1.09","copy":"This plan covers all risks of loss of or damage to the goods except as provided under the Exclusions."},"2nd_highlight":{"toggle":"No","image":4829,"highlight_title2":"Cover Institute Cargo Clauses (B) 1.1.82 \/ 1.1.09","copy":"This plan covers against loss of or damage to the goods attributable to or caused by\r\nFire or explosion,\r\nVessel or craft being stranded, grounded, sunk or capsized,\r\nOverturning or derailment of land conveyance,\r\nCollision or contact of vessel, craft or conveyance with any external object other than water,\r\nDischarge of cargo at a port of distress,\r\nEarthquake, volcanic eruption or lightning,\r\nGeneral average sacrifice,\r\nJettison or washing overboard,\r\nEntry of sea, lake or river water into the vessel, craft, hold, conveyance, container or place of storage,\r\nTotal loss of any package lost overboard or dropped whilst loading on to, or unloading from a vessel or craft,\r\nGeneral average and salvage charges\r\n"},"3rd_highlight":{"toggle":"No","image":4831,"highlight_title3":"Cover Institute Cargo Clauses (C) 1.1.82 \/ 1.1.09","copy":"This plan covers against loss of or damage to the goods attributable to or caused by\r\nFire or explosion,\r\nVessel or craft being stranded, grounded, sunk or capsized,\r\nOverturning or derailment of land conveyance,\r\nCollision or contact of vessel, craft or conveyance with any external object other than water,\r\nDischarge of cargo at a port of distress,\r\nGeneral average sacrifice,\r\nJettison,\r\nGeneral average and salvage charges,\r\n"}},"coverage_highlights2":{"toggle":"No","highlight":[{"image":4833,"highlight_titles":"Extend to the following risks by paying additional contribution","copy":"War as provided under the Institute War Clauses (Cargo), Strikes as provided under the Institute Strikes Clauses (Cargo)\r\n"}]},"eligibility":{"toggle":"Yes","eligibility_img":41217,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Marine Cargo Business."}],"notes":""},"roadside_assistance_program":{"toggle":"No","heading":"","programs":null,"link":"","toggle_more_about_this_program_button":"No","more_about_this_program_button_text":"","title":"","copy":""},"how_to_apply":{"title":"How to Apply?","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay?","question_content":"The total annual contribution that you have to pay may vary depending on the risk exposure, our underwriting requirements and the sum covered for the property (marine cargo). Subject to a minimum contribution of RM75.00."},{"question_title":"What are the main exclusions that I need to know?","question_content":"This plan does not cover certain losses, such as:\r\n<ol style=\"list-style: auto; padding-left: 20px;\">\r\n \t<li>Wilful misconduct of Participant (the Marine Cargo Business).<\/li>\r\n \t<li>Ordinary leakage, loss in weight or volume.<\/li>\r\n \t<li>Insufficient or unsuitable packing.<\/li>\r\n \t<li>Inherent vice of cargo.<\/li>\r\n \t<li>Loss caused by delay.<\/li>\r\n \t<li>Insolvency or financial default of owners.<\/li>\r\n \t<li>Unseaworthiness of the vessel.<\/li>\r\n \t<li>War and Strike, Riot &amp; Civil Commotion unless the Certificate is extended to include these perils.<\/li>\r\n \t<li>Any other events prohibited by Shariah principles.<\/li>\r\n<\/ol>\r\n&nbsp;"},{"question_title":"Can I cancel my certificate?","question_content":"You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim."},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet","file":438905},{"file_name":"Proposal Form","file":373173}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":438905},{"file_name":"Borang Cadangan","file":72596}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":9,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1212\/revisions"}],"predecessor-version":[{"id":438907,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1212\/revisions\/438907"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41225"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}