{"id":1218,"date":"2023-02-19T15:05:48","date_gmt":"2023-02-19T07:05:48","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/burglary-copy\/"},"modified":"2025-10-09T11:10:47","modified_gmt":"2025-10-09T03:10:47","slug":"fidelity-guarantee","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/fidelity-guarantee\/","title":{"rendered":"Fidelity Guarantee"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41257,"template":"","categories":[100],"tags":[],"class_list":["post-1218","products","type-products","status-publish","has-post-thumbnail","hentry","category-business-engineering-risk"],"acf":{"hero":{"background_image":41253,"mobile_background_image":41255,"heading":"<h1>Fidelity Guarantee<\/h1>","copy":"Protects employers against loss of money or property due to fraud or dishonesty of employees","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"To protect against the possibility of a financial loss in the event that an employee absconds with the business acquisition (money, securities, goods etc)."},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"Key Benefits","1st_highlight":{"toggle":"Yes","image":39599,"highlight_title1":"Loss of money or goods ","copy":"Protection against loss of money or goods as a result of any fraudulent or dishonest act of staff."},"2nd_highlight":{"toggle":"Yes","image":40034,"highlight_title2":"Loss","copy":"Protection against loss resulting from all acts of fraud or dishonesty or forgery or misrepresentation committed by staff"},"3rd_highlight":{"toggle":"No","image":"","highlight_title3":"","copy":""}},"coverage_highlights2":{"toggle":"No","highlight":null},"eligibility":{"toggle":"Yes","eligibility_img":41217,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Employer"}],"notes":""},"roadside_assistance_program":{"toggle":"Yes","heading":"","programs":null,"link":"","toggle_more_about_this_program_button":"No","more_about_this_program_button_text":"Coverage period: 1 year","title":"","copy":""},"how_to_apply":{"title":"How to Apply","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay?","question_content":"The total annual contribution that you have to pay may vary depending on the risk exposure, our underwriting requirements and the sum covered. Subject to a minimum contribution of RM100.00."},{"question_title":"What are the main exclusions that I need to know?","question_content":"This plan does not cover certain losses, such as:\r\n<ol style=\"list-style: auto; padding-left: 20px;\">\r\n \t<li>Shortage due to error or omission and\/or accounting error.<\/li>\r\n \t<li>Unexplained or unaccountable losses or disappearances.<\/li>\r\n \t<li>The precautions and checks for securing the accuracy of the account are not observed.<\/li>\r\n \t<li>Seizure by any authority.<\/li>\r\n \t<li>Consequential loss or damage of any nature.<\/li>\r\n \t<li>Any other events prohibited by Shariah principles.<\/li>\r\n<\/ol>\r\nNote: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product."},{"question_title":"Can I cancel my certificate?","question_content":"You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim."},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet","file":438976},{"file_name":"Proposal Form","file":373169}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":438976},{"file_name":"Borang Cadangan","file":4849}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":11,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1218\/revisions"}],"predecessor-version":[{"id":438978,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1218\/revisions\/438978"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41257"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}