{"id":1223,"date":"2023-02-19T15:07:54","date_gmt":"2023-02-19T07:07:54","guid":{"rendered":"http:\/\/www.takaful-malaysia.com.my\/products\/group-personal-accident-copy\/"},"modified":"2025-10-06T18:11:16","modified_gmt":"2025-10-06T10:11:16","slug":"money","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/money\/","title":{"rendered":"M\u200boney"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":41267,"template":"","categories":[100],"tags":[],"class_list":["post-1223","products","type-products","status-publish","has-post-thumbnail","hentry","category-business-engineering-risk"],"acf":{"hero":{"background_image":41263,"mobile_background_image":41265,"heading":"M\u200boney","copy":"Coverage against loss of money whilst in transit and money kept in the participant\u2019s premises.","button":{"toggle":"Yes","button_text":"Visit Our Nearest Branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"This is suitable for businesses involving daily cash transactions where coverage is provided for monies lost in transit or kept in premises. In the event of any loss\/damage of the money by the theft peril, Takaful Malaysia will indemnify you.\r\n\r\n \r\n\r\nMoney means cash, bank notes, cheques, money orders, postal orders, Bills of Exchange and unused stamps.\u200b"},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"Key Benefits","1st_highlight":{"toggle":"Yes","image":40189,"highlight_title1":"Money in Transit","copy":"Loss of money in personal care and employee protection authorized by the participant while in direct transit between the premises and the bank"},"2nd_highlight":{"toggle":"Yes","image":40191,"highlight_title2":"Money in Premises","copy":"Loss of money belonging to the participant or which is the participant's responsibility lost, destroyed or damaged while stored in the participant's premises"},"3rd_highlight":{"toggle":"Yes","image":40193,"highlight_title3":"Damage to the Safety Box","copy":"Loss or damage to any safe or strong room belonging to the participant.\r\n"}},"coverage_highlights2":{"toggle":"No","highlight":null},"eligibility":{"toggle":"Yes","eligibility_img":41269,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Business Owner"}],"notes":""},"roadside_assistance_program":{"toggle":"Yes","heading":"","programs":null,"link":"","toggle_more_about_this_program_button":"No","more_about_this_program_button_text":"","title":"","copy":""},"how_to_apply":{"title":"How to Apply","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay?","question_content":"The total annual contribution that you have to pay may vary depending on the risk exposure, our underwriting requirements and the sum covered by the property. Subject to a minimum contribution of RM100.00."},{"question_title":"What are the main exclusions that I need to know?","question_content":"This plan does not cover certain losses, such as:\r\n\r\n- Fraud or dishonesty of employees.\r\n- Clerical or accounting errors.\r\n- Losses covered under a Fidelity Guarantee.\r\n- Losses from unattended vehicles.\r\n- Losses through confiscation by any Government or public authority\r\n- Loss or damage caused by or attributed to the act of cheating.\r\n- Loss or damage caused by or attributed to an act of -Criminal Breach of Trust by any person within the meaning of the definition of the offence of Criminal Breach of Trust set out in the penal court.\r\n- Loss or damage due to error or omission.\r\n- Any other events prohibited by Shariah principles.\r\n\r\nNote: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product."},{"question_title":"Can I cancel my certificate?","question_content":"You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim."},{"question_title":"Is this product protected under PIDM?","question_content":"The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System (<\/span>TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet","file":438803},{"file_name":"Proposal Form","file":373211}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":438803},{"file_name":"Borang Cadangan","file":72602}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":12,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1223\/revisions"}],"predecessor-version":[{"id":438805,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/1223\/revisions\/438805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/41267"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=1223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=1223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=1223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}