{"id":64418,"date":"2023-08-04T11:49:30","date_gmt":"2023-08-04T03:49:30","guid":{"rendered":"https:\/\/www.takaful-malaysia.com.my\/products\/takaful-myhome-content-copy\/"},"modified":"2025-12-30T17:49:19","modified_gmt":"2025-12-30T09:49:19","slug":"takaful-myhome-cover","status":"publish","type":"products","link":"https:\/\/www.takaful-malaysia.com.my\/en\/products\/takaful-myhome-cover\/","title":{"rendered":"Takaful myHome Cover"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":64423,"template":"","categories":[18],"tags":[],"class_list":["post-64418","products","type-products","status-publish","has-post-thumbnail","hentry","category-housing"],"acf":{"hero":{"background_image":64419,"mobile_background_image":64421,"heading":"<h1><span style=\"font-weight: 400;\">Takaful myHome Cover<\/span><\/h1>","copy":"<span style=\"font-weight: 400;\">Comprehensive one-stop solution that offers customizable coverage to safeguard your property\r\n<\/span>","button":{"toggle":"Yes","button_text":"Visit our nearest branch","button_link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","button_id":""},"copy_2":"Protect your home as you protect the family. Get your home coverage plan from as low as RM60 a year!*\r\n\r\n<span style=\"font-size: 10pt;\"><i>*Subject <\/i><i>to certificate terms, exclusions and conditions.<\/i><\/span>"},"see_more_highlights":"","see_less_highlights":"","coverage_highlights":{"title":"Key Benefits","1st_highlight":{"toggle":"Yes","image":39052,"highlight_title1":"Customizable Coverage","copy":"Customized coverage with any 16 additional benefits with an affordable contribution"},"2nd_highlight":{"toggle":"Yes","image":40038,"highlight_title2":"No Excess","copy":"No excess will be imposed, ensuring a straightforward and transparent coverage plan"},"3rd_highlight":{"toggle":"Yes","image":40000,"highlight_title3":"Assistance Allowance","copy":"Receive Assistance Allowance of RM500 annually in the event of a fire and flood"}},"coverage_highlights2":{"toggle":"Yes","highlight":[{"image":40034,"highlight_titles":"Extended Cover","copy":"Extension to cover outstanding mortgage financing or landlord coverage due to runaway tenant and malicious damage "}]},"eligibility":{"toggle":"Yes","eligibility_img":41047,"title":"Eligibility","copy":"","checkmarks":[{"checkmark_text":"Public - legal owners of properties (building and\/or contents) i.e. house owners, house holders and renters\/tenants"}],"notes":""},"roadside_assistance_program":{"toggle":"No","heading":"","programs":null,"link":"","toggle_more_about_this_program_button":"No","more_about_this_program_button_text":"","title":"","copy":""},"how_to_apply":{"title":"How to Apply?","copy":"","btn_text":"Visit our nearest branch","btn_text2":"","link":"https:\/\/www.takaful-malaysia.com.my\/en\/contact-us\/","link2":"","button_id":"","2nd_button_id":""},"faq":{"title":"FAQ","question":[{"question_title":"How much contribution do I have to pay?","question_content":"<span style=\"font-weight: 400;\">The contribution that you have to pay may vary depending on our underwriting requirements and the perils you opted.<\/span>"},{"question_title":"What are the major exclusions under this plan?","question_content":"<span style=\"font-weight: 400;\">This product does not cover certain losses, such as:<\/span>\r\n<ol>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">War, invasion, act of foreign enemy, hostilities or any act of terrorism.<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cessation of Works of Confiscation by order of the government or Public Municipal or Local Authority<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spontaneous Combustion<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nuclear weapons or ionizing radiations or contaminations<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consequential loss or damage of any nature<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Property damage to data or software<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The \u201cLiability to the Public\u201d section does not cover any asbestos related injury or damage involving the use, presence, existence, detection, removal, elimination or avoidance of asbestos or exposure or potential exposure to asbestos<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any other events prohibited by Shariah principles<\/span><\/li>\r\n<\/ol>\r\n&nbsp;\r\n\r\n<span style=\"font-weight: 400;\">Note: The above list is non-exhaustive. Please refer to your certificate wording for the full list of the exclusions under this product.<\/span>"},{"question_title":"Can I cancel my certificate?","question_content":"<span style=\"font-weight: 400;\">You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a refund of contribution after charging based on pro rata for the time coverage has been in force or minimum contribution payable, whichever is higher.<\/span>"},{"question_title":"Is this product protected under PIDM?","question_content":"<span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM\u2019s Takaful and Insurance Benefits Protection <\/span>System <a href=\"https:\/\/www.pidm.gov.my\/pidm2022\/files\/92\/92bdfcde-3534-4a29-9031-5186387623ee.pdf\"><span style=\"color: #3366ff;\">(<\/span><span style=\"color: #3366ff;\">TIPS)<\/span><\/a> Brochure or contact Takaful Malaysia or PIDM (visit <a href=\"http:\/\/www.pidm.gov.my\/en\"><span style=\"color: #3366ff;\">www.pidm.gov.my\/en<\/span><\/a>)."}]},"custreview":{"toggle":"No","title":"","":null,"review":[{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""},{"testimony_name":"","testimony_position":"","testimony_content":"","testimony_img":""}]},"documents_section":{"toggle":"Yes","title":"Document Download","":null,"docs_repeater":[{"file_name":"Product Disclosure Sheet ","file":544813},{"file_name":"Certificate Wording","file":544768},{"file_name":"Proposal Form","file":412401},{"file_name":"Flyer","file":369139}],"docs_repeater3":null,"docs_repeater2":null,"docs_repeater_bm":[{"file_name":"Helaian Penerangan Produk","file":""},{"file_name":"Sijil","file":""},{"file_name":"Risalah","file":""}],"docs_repeater3_bm":null,"docs_repeater2_bm":null}},"_links":{"self":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/64418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products"}],"about":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/types\/products"}],"author":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/users\/5"}],"version-history":[{"count":15,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/64418\/revisions"}],"predecessor-version":[{"id":544815,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/products\/64418\/revisions\/544815"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media\/64423"}],"wp:attachment":[{"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/media?parent=64418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/categories?post=64418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.takaful-malaysia.com.my\/en\/wp-json\/wp\/v2\/tags?post=64418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}