Takaful
myHome Content
Takaful
myHome Content is a complete scheme protecting your household contents against any damage or loss caused by common perils such as fire, lightning, explosion, theft, hurricane, earthquake, flood and bursting of water tanks/pipes.
There are 6 packages of benefits for you to choose from.
Table of benefits
| A |
Contents Sum Covered |
30,000 |
50,000 |
75,000 |
100,000 |
150,000 |
200,000 |
|
Household appliances and items such as furniture, pianos, organs, electrical items and similar items |
As per content loss, subject to maximum All Contents
Sum Covered
(No one article (furniture, pianos, organs, electrical items and similar items) shall be of greater value than five (5) percent of the Total Sum Covered, unless such article is specially declared as a separate item) |
|
Maximum Value (per item) for Platinum, Gold and Silver articles, Jewellery and Furs |
Maximum Total Value (value of all items) must not exceed 1/3 of All Contents Sum Covered |
|
Damage to mirrors |
Reimbursement up to 500 |
|
Loss or damage to clothing & Personal effects of domestic servant or maid |
Reimbursement up to RM1,000
(Loss or damage to clothing & Personal effects of domestic servant or maid is limited to RM1,000) |
| B |
Public Liability |
Limit 50,000 |
| C |
Accidental Death Coverage due to Fire or Theft occurring in the Covered premise |
Limit 10,000 |
| D |
Loss of rent |
Reimbursement up to 10% of the total sum covered |
| E |
Additional Coverage limit up total a+b+c+d+e |
Total Value of items cover
Excess : Nil |
|
a. Deterioration of food in the freezer |
Limit up to 100 |
Limit up to 250 |
Limit up to 500 |
Limit up to 750 |
Limit up to 1,000 |
Limit up to 1,250 |
|
b. Cost of Replacing locks/keys |
Limit up to 500 |
Limit up to 1,000 |
Limit up to 1,500 |
Limit up to 2,000 |
Limit up to 2,500 |
Limit up to 3,000 |
|
c. Cost of replacing lost legal documents |
Limit up to 2,500 |
Limit up to 2,500 |
Limit up to 2,500 |
Limit up to 2,500 |
Limit up to 2,500 |
Limit up to 2,500 |
|
d. Cleaning services laundry cost |
Limit up to 1,000 |
Limit up to 2,000 |
Limit up to 2,500 |
Limit up to 3,500 |
Limit up to 4,000 |
Limit up to 4,500 |
|
e. Loss or damage to water filter outside the building (within the compound) other than by fire or lightning |
Limit up to 500 |
Limit up to 1,000 |
Limit up to 2,000 |
Limit up to 3,000 |
Limit up to 4,000 |
Limit up to 5,000 |
|
Annual Contribution (RM) |
151.60 |
246.25 |
361.50 |
480.25 |
695.00 |
909.75 |
|
Annual Contribution with Riot, Strike and Malicious Damage (RM) |
154.60 |
251.25 |
369.00 |
490.25 |
710.00 |
929.75 |
|
Annual Contribution with Subsidence and Landslide (RM) |
175.90 |
286.75 |
422.25 |
561.25 |
816.50 |
1,071.75 |
|
Annual Contribution with Both Perils (RM) |
178.90 |
291.75 |
429.75 |
571.25 |
831.50 |
1,091.75 |
In addition, our customers will be rewarded with cash back should there be no claims within the coverage period.
Product Disclosure Sheet
