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Machinery Breakdown

This scheme covers sudden and unforeseen damage to the machinery whilst at work or rest, and during cleaning, inspection, over-hauling or removal or transfer to another position within the premises. All plant and machinery is susceptible to breakdown or damage regardless of its quality or the care bestowed on it by its owners. With the rising cost of materials, labour, transport, repairs, fluctuations in foreign exchange rates, replacements are proving to be increasingly expensive.

The sudden and unforeseen damage includes:

  • Faulty material, design, construction or erection, vibration
  • Defects in casting and material
  • Failure of connected machinery or prospective devices defective lubrication, loosening of parts, abnormal stress, self-heating, centrifugal force excessive electrical pressure shorts circuits, arcing or open circuits, failure of insulation carelessness or malicious acts, lack of skill , impact, collision, and the like
  • Storm and physical explosion

Product Disclosure Sheet