A claim towards loss or damages sustained by your car in an accident on your own takaful certificate if the accident was your fault.
2
Own Damage-Knock for Knock (OD-KFK)
In the event of a motor accident and if it is not the participant’s fault, one may make an OD-KFK claim on his/her own comprehensive takaful/insurance without the NCD (No Claim Discount) being forfeited and a faster claim processing.
3
Theft
A claim made if the vehicle is stolen and it is only valid for the comprehensive motor takaful or third party fire and theft coverage.
4
Windscreen
A claim made to replace or repair any glass in the windscreen, window or sunroof of your car that is accidentally damaged.
5
Third Party Property Damage (TPPD)
A claim made by you against a Third Party Insurer for the cost of repairs in the event of an accident that happens in accordance with a KFK agreement
6
Third Party Bodily Injury Claims (TPBI)
Third party claims for bodily injuries or death as a result of a motor vehicle accident involving participant’s vehicle.