Takaful Malaysia, the pioneer and leading takaful provider in Malaysia, today announced a resilient financial performance for the year ended 31 December 2025.
The Group’s takaful revenue rose to RM3.78 billion, an increase of RM201.7 million from RM3.57 billion in the previous year. Profit before zakat and tax recorded an all-time high of RM616 million, up from RM574.9 million in 2024. This performance was primarily driven by a higher release of the contractual service margin and increased net investment income.
Nor Azman Zainal, Group Chief Executive Officer of Takaful Malaysia, commented:
“Our 2025 results are a clear reflection of our strategic agility and market dominance. Despite a volatile economic landscape, we have consistently outpaced industry benchmarks through disciplined execution and a balanced portfolio. This growth is not just about numbers; it is a testament to our relentless pursuit of operational excellence and our commitment to delivering sustainable value to our stakeholders.”
SUSTAINABLE GROWTH ACROSS CORE PORTFOLIOS
The 2025 fiscal year underscores the strength of Takaful Malaysia’s diversified business model. Key performance drivers included:
STRATEGIC OUTLOOK
Moving forward, Takaful Malaysia is accelerating its commitment to driving customer-centric innovation, advanced digital capabilities, and environmental, social, and governance (ESG) integration.
The Group’s digital platform and brand, Kaotim, continues to be our growth engine. By expanding its online protection offerings, Kaotim has successfully penetrated the retail direct market, effectively complementing the Group’s established bancatakaful partnerships.
“Our focus for 2026 is clear: agility and strategic market expansion beyond bancatakaful,” added Nor Azman. “We are accelerating efforts to diversify our distribution footprint and drive business growth across multiple touchpoints. By leveraging our core strengths and the momentum of our digital platforms and market expansion strategy, we are well-positioned to navigate future headwinds and continue generating long-term, sustainable value for our customers, partners, and shareholders.”
