Takaful Malaysia

Takaful myFire

Safeguard your property against fire damage

Takaful myFire provides protection for losses to property such as buildings, contents, furniture, plant and machinery as well as stock.

 

The basic Fire Takaful covers loss or damage to your property caused by fire, lightning and explosion of domestic gas cylinder in any building provided such building does not form part of any gas works. The certificate may be extended to include special perils permitted under the Revised Fire Tariff (RFT).

 

In addition, you may extend to cover loss of rent, architects, surveyors’ and engineers’ fees as well as the removal of debris at no additional costs to you.

You may also opt to cover loss of rent and the following perils with a minimal contribution:

 

  • Flood
  • Bursting or overflowing of water tanks
  • Impact damage
  • Malicious damage
  • Riot and strike

 

In addition, our customers will be rewarded with cash back should there be no claims within the coverage period.

Key Benefits

Cashback

For no claims within the coverage period

Extend Protection

To cover loss of rent, architects, surveyors' and engineers' fees as well as the removal of debris at no additional costs

Additional benefits

To cover loss of rent and perils with a minimal contribution

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Eligibility

Property owners

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How to Apply?

FAQ

The total annual contribution that you have to pay may vary depending on our underwriting requirements and the perils you opted. Subject to a minimum contribution of RM60.00 for dwelling and RM75.00 for non-dwelling.

This Product does not cover certain losses, such as: 

  1. Perils as specified in item 3 (above) unless it is extended and additional contribution is paid. 
  2. Loss by theft during and after the occurrence of fire.
  3. War and civil commotion. 
  4. Radioactive contamination. 
  5. Arson by Participant himself. 
  6. Collapse of building. 
  7. The building covered and/or containing the properties covered unoccupied and remain so for a period of more than 30 days consecutively. 
  8. Date recognition. 
  9. Any other events prohibited by Shariah principles.

 

Note: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product

You may cancel your certificate at any time by giving us a written notice. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.

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