Takaful myFire provides protection for losses to property such as buildings, contents, furniture, plant and machinery as well as stock.
The basic Fire Takaful covers loss or damage to your property caused by fire, lightning and explosion of domestic gas cylinder in any building provided such building does not form part of any gas works. The certificate may be extended to include special perils permitted under the Revised Fire Tariff (RFT).
In addition, you may extend to cover loss of rent, architects, surveyors’ and engineers’ fees as well as the removal of debris at no additional costs to you.
You may also opt to cover loss of rent and the following perils with a minimal contribution:
In addition, our customers will be rewarded with cash back should there be no claims within the coverage period.
Cashback
For no claims within the coverage period
Extend Protection
To cover loss of rent, architects, surveyors' and engineers' fees as well as the removal of debris at no additional costs
Additional benefits
To cover loss of rent and perils with a minimal contribution
Property owners
The total annual contribution that you have to pay may vary depending on our underwriting requirements and the perils you opted. Subject to a minimum contribution of RM60.00 for dwelling and RM75.00 for non-dwelling.
This Product does not cover certain losses, such as:
Note: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product
You may cancel your certificate at any time by giving us a written notice. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.
The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).
